PROTEGAT Monaco

Who for?

Who we work with.

We support clients whose lives don't fit in a single country. These are the profiles we encounter most.

International families

International families

An international family has specific needs: multi-country coverage, maternity in a foreign health system, paediatrics and routine care for children, schooling sometimes abroad. We build a contract covering all family members under one policy, in all relevant geographic zones.

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Young professionals & solo expatriates

Young professionals & solo expatriates

A first posting abroad, a long-term assignment, a freelancer on the move: health quickly becomes a real subject once you leave your home scheme. We select a clear and robust first international plan — teleconsultation, hospitalisation, out-patient care and repatriation assistance — without superfluous options, designed to evolve with you.

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Couples

Couples

As a couple, health priorities sharpen: a future family project, settling in a new country, navigating two different local schemes. We build a single readable contract — maternity, out-patient care, prevention, dental and optical — designed to fit your lifestyle, here and abroad.

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Executives & expatriate business leaders

Executives & expatriate business leaders

An expatriate executive engages their health under intense conditions: frequent travel, time zones, operational demands. We propose high-limit contracts, with direct access to top international clinics, annual health check-ups, and a robust assistance component for overseas emergencies.

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Monaco residents

Monaco residents

Residing in Monaco implies a fine articulation with local schemes and coverage that follows when travelling. For foreign nationals settled in the Principality, we select a suitable first-euro contract and ensure coherence with existing protections.

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Retirees & seniors

Retirees & seniors

An active retirement between France and abroad, a second home, frequent visits to children and grandchildren: health coverage must remain generous and easy to read. Where possible we select contracts without penalising medical questionnaires, with premium hospitalisation, out-patient care, dental-optical and a solid international assistance component.

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Frequently asked questions

For people whose life does not fit in a single country: international families, expatriate executives and managers, young professionals on a first assignment, couples, active retirees, and foreign residents settled in Monaco. The shared need: cover that follows you, everywhere, over time.

Living in Monaco calls for careful coordination with local regimes and cover that follows you when you travel. For foreign nationals settled in the Principality, we select a suitable first-euro contract, consistent with the protections already in place.

No. We support international profiles, whether they live in Monaco or elsewhere. What matters is your situation: country of residence, travel, family composition and cover needs.

International health cover is designed to follow you from one country to another. If you change residence, we check that your contract remains suited to your new geographic zone and adjust it if necessary.

When you leave your home regime, health quickly becomes a concern. We select a clear, solid first international cover — teleconsultation, hospitalisation, outpatient care and repatriation assistance — without superfluous options, and able to evolve with you.

Yes. For an active retirement across several countries, cover must stay generous and clear. Where possible, we select contracts without a penalising medical questionnaire, with premium hospitalisation, outpatient care, dental-optical and a solid international assistance component.