An independent Monaco brokerage firm, specialised in international health.

PROTEGAT Monaco is the international health (IPMI) brand of EUROPA ASSURANCES S.A.M., dedicated to intermediaries: brokers and referral partners. We provide wholesale access to several insurers, a pricing and subscription platform, and end-to-end delegated management.

Insurance brokerage firm based in Monaco, led by Jérôme Ragas, present in Monaco, Nice and Nantes. Independence from insurers, wholesale access to several carriers, management in four languages.

EUROPA ASSURANCES S.A.M., a Monaco public limited company with share capital of EUR 304,000, RCI Monaco 78 S 01666, registered on the Monaco list of insurance brokers. Professional indemnity and financial guarantee underwritten with CGPA.

Professional partners are handled by named contacts: Laurent Charret for contract arbitration, Mehdi-Sebastien Frehaut for administration and claims, Sofyan Somrani for case execution. Management in French, English, Italian and Spanish.

Our offices are located at "Le 45" rue Grimaldi, Monaco — 50 metres from the station.

PROTEGAT Cover is our international health administration arm, based in Barcelona. It handles reimbursements, hospitalisations, direct settlement and assistance for the members you entrust to us.

Every file is followed by a dedicated contact, directly reachable by your clients and your teams. You keep the commercial relationship; we carry the administrative load.

Individuals looking for international health cover are handled directly, through our dedicated enquiry form.