Families of guarantees
Coverage designed to endure.
Our role as broker is to mobilise, from several insurers, the guarantees suited to your situation. These families cover the essentials of international health needs.
Cross-cutting strengths of premium offers
- First-euro reimbursement — without relying on a base scheme.
- Worldwide or zonal coverage, tailored to your country of residence.
- Whole family under a single contract.
- Coverage designed to endure, without individual reassessment over the years.
Strengths present on premium market offers — availability depends on the contract selected.
Presented for information only. Actual guarantees, limits, waiting periods and exclusions appear in the contractual documentation of the selected policy.
Frequently asked questions
It is cover that reimburses your medical expenses from the first euro, without relying on a base scheme (national social security, CFE or a local regime). It suits people who live or travel internationally and want standalone cover, anywhere in the world.
The main families of guarantees are: hospitalisation and surgery, outpatient care, maternity, dental, optical, prevention, mental health, as well as assistance and repatriation. The details, limits and exclusions depend on the contract selected.
Yes, depending on the contract chosen. Care in the US is among the most expensive in the world and the amount to advance can be very high. Through a local partner, your care can be settled directly on site, with no advance on your part.
In most cases, no. For hospitalisation and planned care, we can arrange direct settlement — the facility is paid directly. In some cases we even provide a dedicated payment card that settles your care on site, so you advance nothing. This service is offered after review of your file and subject to conditions.
Yes, depending on the level of cover chosen: delivery, pre- and post-natal care, childbirth preparation. Maternity is often subject to a waiting period — a period to observe after subscription before cover applies. This period varies by contract.
It is a period after subscription during which certain guarantees are not yet active — common for maternity or some dental care. Its length depends on the contract and the guarantee concerned. We set it out clearly before any subscription.
Yes. An international health contract can cover the whole family under a single policy, across all the relevant geographic zones. This is one of the benefits of cover designed for families who do not live in a single country.